Terms of Service
Last updated: May 3, 2026
Please read these Terms carefully before submitting an inquiry or application. By using this website, you confirm you have read, understood, and agree to these Terms.
1. Acceptance of Terms
By accessing or using the Premium Underwriting website and services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not submit an inquiry or application.
2. Services Description
Premium Underwriting is a direct lender and facilitator of commercial business financing. We originate unsecured business loans, merchant cash advances, revenue-based financing, equipment financing, SBA loans, and commercial real estate loans. We also facilitate introductions to our network of third-party lending partners where appropriate.
3. Eligibility
Our services are available to business owners aged 18 or older who operate a legally registered business entity in the United States. We reserve the right to decline any inquiry or application at our sole discretion without obligation to disclose our reasoning.
4. No Guarantee of Funding
Submitting a quote request or application does not constitute an offer of credit or a guarantee of funding. All applications are subject to underwriting, credit evaluation, bank statement review, and final lender approval. Rates, terms, and approved amounts vary based on your business profile, creditworthiness, and other risk factors.
5. Accuracy of Information
You represent that all information you provide is accurate, complete, and current. Knowingly providing false, misleading, or fraudulent information in connection with a financing application is a violation of these terms and may constitute fraud under applicable state and federal law.
6. Fees
Premium Underwriting may earn compensation from lending partners upon the successful funding of a transaction. This compensation is included in the terms disclosed to you before you sign any agreement. There are no upfront application fees.
7. No Financial Advice
Nothing on this website or in any communication from our team constitutes legal, tax, or financial advice. We recommend consulting qualified advisors before entering into any financing agreement.
8. Limitation of Liability
To the maximum extent permitted by law, Premium Underwriting shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or any financing transaction. Our total liability shall not exceed any fees directly received from you.
9. Governing Law
These Terms are governed by the laws of the State of New York, without regard to conflict of law provisions. Any disputes shall be resolved exclusively in the state or federal courts of New York County, New York.
10. Changes to Terms
We may update these Terms at any time by revising the date above. Continued use of our services after an update constitutes acceptance of the revised Terms.
11. Contact
Questions about these Terms should be directed to masonb@premiumunderwriting.com or to Premium Underwriting, 201 Pearl St, New York, NY 10038.
